Moving, a type of transport that requires high specialization

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Federico Ramos, from the Mudanzas Federico Ramos company, points out the important number of elements that distinguish this activity from the simple "moving of furniture." Go to download Moving companies constitute a specialized branch of the goods transportation sector, as they work with “very delicate” material, according to businessman Federico Ramos. For this reason, only fifteen companies in the Canary Islands are dedicated to this activity, excluding those that carry out “furniture transfers” without offering guarantees regarding custody and security during the transfer. To carry out their mission, says Ramos, they are equipped with equipment such as trucks with padded interiors, pneumatic suspension, mechanized ramps, rubber cars and any other innovation that guarantees that no element will be damaged by handling: “A house is the most delicate and intimate thing we have and if a client asks us to move their entire home we must respond with the assurance that all of it will arrive intact.” A “spectacular” transfer Remember that the transfer of the old El Pino hospital to the new Doctor Negrín was a “spectacular” undertaking in which they had to form a group of companies to transport the operating rooms, the administration and even the emergency area. Fiscal developments in the general state budgets María Jesús Montero, Minister of Finance, during the presentation of the PGE |  Photo: MONCLOA María Jesús Montero, Minister of Finance, during the presentation of the PGE | Photo: MONCLOA Orlando Luján, economist and tax advisor, tells us how taxes will change if the national accounts are approved as formulated by the Government.

Go to download Luján indicates that the personal income tax reform contemplated in the draft general budget of the State sent by the Government to Congress will not decisively affect the pockets of citizens, since the increase for the highest incomes only affects 20,000 of the 49 million people and It will only do so in the part in which the income exceeds 300,000 euros. Something similar WhatsApp Number List happens with the wealth tax, which although it increases, it only does so for those with more than 10 million euros and only in what exceeds that amount. The established rate is 3.5% In addition, the budgets contemplate that this will be the last year of tax relief for contributions of up to 8,000 euros to the pension fund. Starting next year the ceiling will be 2,000 euros. However, the limit for contributions to pension funds for their employees is increased. Companies raise the ceiling, "but companies do not usually have pension plans for their workers." Regarding other taxes, such as diesel, or VAT on sugary drinks, Luján recalls that this does not affect the Canary Islands due to its differentiated economic regime.Balancing the pension budget by eliminating improper expenses We spoke with Carmen Grau, professor of Labor and Social Security Law at the ULPGC, about the implications of the new Toledo pact. Go to download Grau has published an informative article with the title “Toledo's new pact: the pension reform begins” in The conversation.



In his interview with El Espejo Canario , he expresses that the objective of this agreement is the same as that of the previous ones, that is, that the pensions are sustainable and “that they maintain the notes that formed it from its beginnings: solidarity, sufficiency and equity . The new agreement is not separated from its precedents.” Improper expenses He points out that the viability of pensions requires eliminating a series of improper expenses from its budget, the cost of which the Ministry of Migration and Social Security has quantified at around 23,000 million, when the deficit is around 20,000 million. The same happens with many employment incentives. All these expenses, Grau points out, should be charged to items from the general budgets of the State. Furthermore, he points out that the path of the reserve fund, which the last Mariano Rajoy government emptied for unforeseen purposes, must be recovered. He understands that once the balance is restored, a remainder must be reestablished that serves exclusively for pension benefits. Self-employed Regarding the change in the contribution modality of self-employed workers, Grau points out that 85% of them contribute for a minimum base, but the majority earn much more. For this reason, a proposal has been formulated to establish a gradual system that “does not like the self-employed who earn a lot, who are those who are represented in the self-employed employers' association.” In his opinion, the rest of these workers agree with this measure: “We must clear the undergrowth.